Legal Disclosure Policy

This is a personal website written and edited by the owners. This website accepts forms of cash advertising, sponsorship, paid insertions, payments from affiliate and pay per click products or other forms of compensation.

The compensation received will never influence the content, topics or posts made in this website. All advertising is in the form of advertisements generated by a third party ad network or paid advertising listings. Those advertisements will be identified as sponsors or recommended sites.

The owner(s) of this website is compensated to provide opinion on products, services, websites and various other topics. The views and opinions expressed on this website are purely the website owners. If we claim or appear to be experts on a certain topic or product or service area, we will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.

We do not charge fees for your use of our site. Neither do we require access codes, IDs or passwords. As the web has become a vast source of information from which we ourselves have benefited, it is our shared mission to help spread knowledge that will improve human conditions.

Even as we do so, we remain mindful of our need to respect laws concerning intellectual property and proprietary rights. We likewise enjoin you to do the same as a condition for citing our resource materials. Give credit where credit is due. Let us acknowledge the correct source of copyright data.

As we undertake to screen information posted on our site, it is equally incumbent upon our users to act responsibly at all times. Note that you are prohibited from using our site, or the information and resources available herein, for any unlawful activity, whether or not they will cause loss or damage to any person, organization, business entity or governmental authority.

By using our site, you acknowledge and agree that other sites linked to our domain do not bear our express endorsement or approval. We have no control over their content and must consequently bear no responsibility for their actions. Neither do we vouch for the accuracy of their disclosed information. Even so, we encourage you to call our attention to any false statement or instances that may constitute clear violations of law.

Our website is NOT engaged in rendering professional advice (and claim no medical, accounting, legal or scientific expertise). For such purposes, our users are hereby urged to engage the services of competent professionals.

Responsibility for the use and application of any and all information, service or product posted herein should solely be that of the reader or user, client, subscriber or affiliate. By using this site, you not only acknowledge our inherent limitations but likewise agree not to hold us liable for losses or damages of any kind, including business reverses, lost clients, loss of income or opportunities, decrease in profits, or any other form of financial or economic prejudice.

Even though it is our sincere hope that success will crown your efforts, we do not (and cannot) absolutely guarantee tremendous results. Remember that every business has its risks, and you should be ready to take them if you are to embark in an Internet business. We stand by our claims concerning what we attained through faithful adherence to the principles we share.

We reserve the right to update this Policy Statement at any time without prior personal notice - which is impractical given the sheer number of users and visitors to our site.

Should there be occasions when we allow or require you to provide personal data, material or information, such request bears our assurance that we will strive to maintain confidentiality regarding the same. In the same way, you are duty bound to provide correct information pertaining to matters you are legally permitted to disclose.

Lastly, we invoke and incorporate herein by direct reference, the provisions of the Digital Millennium Copyright Act of 1998 in so far as they apply to the services we provide. We appreciate your commitment to uphold our standards in this site!

Should you have any questions, concerns, or comments about our legal disclosure policy, please contact us.